Bajaj Allianz Family Care First Plan
Bajaj Allianz Family CareFirst presents an innovative yet practical health care plan for everyone in your family including children and parents. This unique hospitalization plan gives you a 3-year health cover for your entire family and allows you to renew the policy after every 3 years to keep your family covered till the age of 74 years. So no separate accounts, repetitive paperwork or payment adjustments for each member. Secure your entire family in one shot.
Key Benefits
- Coverage from 3 months to age 74 with guaranteed renewals
- 3 year premium guarantee for each policy term
- Hospitalization Cover in leading hospitals across the country
- 15% discount on prevailing premium on every renewal
- No claim bonus in the form of increase in sum assured @5% every year
- Day Care Treatment for 140 day care procedures
- Pre-Hospitalization and Post-Hospitalization Benefit
- Reimbursement of Ambulance expenses
- Choice to select Health Critical Illness rider
- Choice to include Your spouse, children and parents
- Cash Less Service Facility in leading hospitals across the country
Complete Details
COVERAGE OPTIONS
a) 1 ADULT
b) 2 ADULTs (Husband and Wife)
c) 2 ADULT + 1 CHILD (Husband and Wife + 1 CHILD)
d) 2 ADULT + 2 CHILDs (Husband and Wife + 2 CHILDs)
e) 2 ADULT + 3 CHILDs (Husband and Wife + 3 CHILDs)
PREMIUM :
OPTIONS | PREMIUM (ANNUAL) |
1 A | Rs. 3000 |
2 A | Rs. 5000 |
2 A + 1 C | Rs. 5000 |
2 A + 2 C | Rs. 5000 |
2 A + 3 C | Rs. 5000 |
ELIGIBILITY
Minimum Age at Entry :
- 18 Years for Primary Member
- 18 Years for Primary Member and Spouse
- 3 Months for Children
Maximum Age at Entry :
- 56 years for Primary Member and Spouse for a new policy
- 68 years for parents/parents in laws for a new policy
- 21 years for children for a new or renewed policy
BENEFITS
1. Family Floater :
Family Floater is the Unique Benefit offered by Bajaj Allianz Life Insurance.
The entire sum assured is available to each member unlike policies where the total cover of the family may be say 3 lacs, but each member has individual coverage of Rs 1 lac and no individual member can avail benefit beyond 1 lac.
2. Hospitalization Cover :
Expenses Incurred during the hospitalization (for at least continuous period of 24 hours) for in-patient treatment would be covered under the policy.
v Room Rent and Boarding Expenses
v Nursing Expenses
v Doctor’s Fees
v Operation Theatre Charges
v Cost of Anesthesia, Blood, Oxygen, Medicines and Drugs, Diagnostic Materials, X-Ray, Surgical Appliances, any disposable surgical consumables, dialysis, radiotherapy, artificial limbs, stents and implants and pacemaker
3. Pre - Hospitalization & Post Hospitalization benefits :
Flat benefit of 3% of admissible hospital expenses will be paid towards pre & post hospitalization expenses without documentation
4. Cashless service facility :
Cash Less Services (CLS) will help you avail the hospitalization benefits without any advance payment in the hospital and facilitate quick delivery of services through Network Hospitals.
5. No CLAIM - Bonus :
If none of the member claims during previous policy year, the sum assured under the plan will be increased by an amount equivalent to 5% of the basic sum assured in the subsequent policy year.
6. Discount in premium :
On every renewal, 15% discount of premium is given.
SUM ASSURED DETAILS : 1 A – 1 ADULT
AGE RANGE | SUM ASSURED |
90 days – 30 Years | Rs. 301536 |
31 Years – 40 Years | Rs. 227603 |
41 Years – 45 Years | Rs. 141512 |
SUM ASSURED DETAILS - 2A, 2A+1C, 2A+2C, 2A+3C
AGE RANGE | 2 A | 2A + 1C | 2A + 2C | 2A + 3C |
90 days – 30 Years | Rs. 324286 | Rs. 221559 | Rs. 146432 | Rs. 132096 |
31 Years – 40 Years | Rs. 244791 | Rs. 154992 | Rs. 131405 | Rs. 118523 |
41 Years – 45 Years | Rs. 152168 | Rs. 131025 | Rs. 115060 | Rs. 102540 |
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